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Permanent TSB Acquiring Billions from Ulster Bank

Permanent TSB is planning to acquire €7.6 billion in mortgages and small business loans from Ulster Bank as part of the Bank’s phased departure from the Republic of Ireland. While this is only a portion of the €22 billion deposit book, this acquisition can turn Permanent TSB into a major player in the lending industry. …

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How is Insurtech Impacting the Insurance Industry?

Insurance technology, or insurtech, is changing the insurance industry for the better. Insurtech appeals to a younger clientele, improves on the customer experience, and removes typical pain points of transactions.  What Exactly Are Customer Expectations? Mobile devices and the Internet are central to the average person’s life today. This impacts customer demands when it comes …

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How Did the Pandemic Impact e-Commerce?

Many fintech sectors have been boosted by the pandemic and e-commerce is no exception. Due to extended periods of self-isolation, online shopping became more popular than ever before. Customers can order anything and everything online including food/beverages, cosmetics, toiletries, medicines, etc. Online shopping allowed customers to receive all of the products they needed while also …

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Rebound of Residential Construction in Ireland

Following the end of lockdown restrictions on the building sector in Ireland back in April, home construction has been on a strong rebound. According to the most recent GeoView Residential Buildings Report, almost 19,000 houses were under construction throughout June. This figure is a 38.4 percent increase from the previous year.  The CEO of GeoDirectory, …

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New On-chain Governance is Having Large Effects on Blockchain Ecosystem

Cryptocurrencies are an extremely popular form of currency that was designed as a decentralized financial ecosystem, meaning no central bank or government is running it. Over time, some cryptocurrencies have become slightly centralized. Bitcoin is the prime example of a cryptocurrency that has become slightly centralized as users with large holdings could manipulate the market …

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What is Open Banking?

 Fintech is rapidly developing and innovating new products regularly. Open banking is one of these innovations that anyone interested in the industry should understand. Open banking is an approach to payments that allows for immediate transactions between two separate bank accounts. This can occur when all customers involved have complete control over their payments and …

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