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Will Binance CEO Step Down?

Binance continues to be the world’s largest cryptocurrency, while it has faced major regulatory scrutiny as countries have begun to ban it because of its lack of ability to meet the FCA’s anti-money laundering requirements. CEO Changpeng “CZ” Zhao says that he is willing to step down as the company transitions to being a regulated …

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What is the Future of Fintech?

Dr. Anino Emuwa gives her thoughts on fintech investment and what that means for the future of the fintech industry. Dr. Emuwa is currently the Founder and Managing Director at Avandis Consulting, which is a financial advisory company in France.   In terms of global investment, the fintech industry has rebounded spectacularly this year with record-breaking …

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How Did the Pandemic Impact e-Commerce?

Many fintech sectors have been boosted by the pandemic and e-commerce is no exception. Due to extended periods of self-isolation, online shopping became more popular than ever before. Customers can order anything and everything online including food/beverages, cosmetics, toiletries, medicines, etc. Online shopping allowed customers to receive all of the products they needed while also …

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New On-chain Governance is Having Large Effects on Blockchain Ecosystem

Cryptocurrencies are an extremely popular form of currency that was designed as a decentralized financial ecosystem, meaning no central bank or government is running it. Over time, some cryptocurrencies have become slightly centralized. Bitcoin is the prime example of a cryptocurrency that has become slightly centralized as users with large holdings could manipulate the market …

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Biometrics in the Mortgage Industry

Digital banking and online mortgaging have become a hit in the last year. As a whole, we have seen the financial services sector transfer to being digital. With this transition comes the great liability of security. Knowledge-based authentication (KBA) is becoming outdated, having many shortfalls as the world enters the digital age, leading the industry …

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How Artificial Intelligence is Revolutionizing the Financial Services Industry

Fintech is on an innovative spree, revolutionizing the financial services industry. One of the technologies that have played a role in this innovation is Artificial Intelligence.  Artificial Intelligence (AI) is the stimulation of human intelligence by computer systems. Financial service providers are after AI to help automate their processes. The benefit of implementing AI for …

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Chatbots Impact on Fintech and Banking

Within the last few years, there has been a huge shift in the banking and financial sector as financial technology has become increasingly popular. Chatbots are one of the technologies that have revolutionized customer experience in the banking world.  A chatbot is an artificial intelligence (AI) software program that simulates human conversation. Users communicate through …

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All About Blockchain

When blockchain technology first emerged, many people thought that it would just disrupt the fintech sector — it has done way more than this. Blockchain is one of the technologies that has completely transformed the world of banking and financial services. That being said, becoming familiar with what blockchain is and how it works is …

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The 4 Types of Blockchain Technology

Blockchain is one of the technologies changing the banking industry in 2021. There are four different forms of blockchain, each having its own advantages and disadvantages.   Public Blockchain A public blockchain network uses distributed ledger technology (DLT). The use of DLT removes the issues of limited security and transparency that come along with centralization. …

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